More than 3.3 million workers are not confident they will still be in their job in a year’s time, according to a YouGov poll commissioned by the Trades Union Congress.
Workers in Wales are the least confident of keeping their jobs. A fifth of workers in Wales said they were ‘not very confident’ or ‘not at […]

Roughly £242m will be wasted this year by parents who don’t take advantage of the full tax breaks associated with Child Trust Funds (CTFs), according to Unbiased.  
Research from the website, which promotes the benefits of independent financial advice, has revealed 75% of eligible children have had a CTF opened for them. However, only 24% […]

Legal & General has urged people not to avoid taking out protection simply because they think it is too expensive.  
According to the insurer, 65% of people over-estimate the cost of £150,000 of life cover and 35% over-estimated the cost of adding a critical illness option.
Although 24% of people surveyed said £150,000 level term assurance […]

The average student credit card balance is nearly £220, according to research from Halifax.  
A survey by the bank found 37% of students have a credit card, with students in Scotland (44%) most likely to and those in Wales least likely (33%). Students are less likely to hold a credit card (37%) than a loan […]

For the first time since 1997, household disposable income has fallen in cash terms, according to uSwitch.
It now stands at £14,520, a drop of 15% in just one year. Disposable income is now just £2,491 (21%) higher than that enjoyed by households in 1997. While latest salary inflation figures show average pay rises of just […]

Investment levels in funds for June reflected a dip in confidence compared to growth seen in the rest of the second quarter, according to Barclays Stockbrokers Funds Market.
Assets fell 42% in June from May and 24% compared to April. This is in contrast to the positive inflows seen following this year’s ISA season, as assets […]

Despite personal finance issues taking centre stage over the past 12 months, research from Abbey Banking has found that financial literacy among British adults has declined since this time last year.
In August 2007, Abbey set a simple GCSE level personal finance exam among a representative group of adults, and found that one in 10 (5.9 […]

J Morgan Asset Management has highlighted the availability of cheap investment trust purchases in the current volatile market.  
According to the fund manager, discounts for investment trusts (the difference between the value of the underlying fund and the cost of investing) have widened, providing some very attractive opportunities to buy. It also pointed out that […]