The average traveller’s backpack is worth approximately £450, according to research from AA Travel Insurance.

The bulk of the value comes from gadgets used to keep in touch with friends and family and record the trip. Of those backpackers surveyed by AA Travel Insurance, 73% said a mobile phone was an essential item and 72% said they would not travel without a digital camera. Other essential items, according to these travellers, include an MP3 player, a laptop and a hairdryer.

However, the insurer has highlighted the risk of budget travelling with such items, as low security accommodation and transport can put such holidaymakers at risk of theft. While 57% of those polled said they would use a budget hotel and 26% said they would stay at a campsite while travelling, 52% also claimed they would consider sleeping under the stars without so much as even a tent to protect themselves and their belongings.

Christian Young, head of AA Travel Insurance, said: “It’s understandable that modern travellers want to be able to stay in touch and be able to record memories of the people and places they see. However, with all these technological treasures in their bags it has never been more important for backpackers to ensure they are fully insured so that they can explore with peace of mind.”