The company said it will shut 31 Lloyds, 10 Halifax and 15 Bank of Scotland branches between April and October in response to reduced customer demand for in-branch services.

A Lloyds Banking Group spokesperson said: “We are committed to having the largest branch network in the UK and, in addition to our branches, all our customers can also use the Post Office to access their banking locally, alongside our mobile branches which visit many rural communities.

“We have confirmed that a number of branches will close between April and October this year. This is in response to changing customer behaviours and the reduced number of transactions being made in branches.”

Today’s news is the latest in a long line of branch closure announcements.

Consumer group Which? found that 3,303 branches shut their doors between January 2015 and August 2019 – more than a third of the entire branch network.

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However, Which? research found that two thirds of people would find life difficult without convenient access to a branch, while 11 million people lack the confidence to carry out basic banking tasks online.

Jenny Ross, Which? money editor, said: “The loss of yet more branches to an already devastated network will hit communities across the UK hard, as there is still a clear demand for access to traditional banking services and cash.

“If the industry wants to encourage people online then banks must demonstrate that their systems are up to scratch by drastically reducing the number of IT outages that customers endure – and also by equipping them with the skills needed to benefit from digital services.

The government should urgently intervene with legislation that protects access to cash as a vital backup and for as long as it is needed.”

Here is a full list of Lloyds Banking Group branches due to close:

Lloyds

Bournemouth West Southbourne
East Dulwich
Cobham Surrey
Bristol Downend
Holmfirth
Worcester St Johns
Cheadle (Cheshire)
Moreton
Blaby
Cowbridge
Gerrards Cross
Hayle
Upton-by-Chester
London Blackheath
Mumbles Swansea
Nottingham Aspley
Leeds Moortown
Reddish
Scunthorpe Ashby
Belvedere
Newcastle-upon-Tyne Haymarket
Bristol Hanham
Acomb
Market Rasen
Colwyn Bay
Calne
Dursley
Malmesbury
Wickham Hants
Portchester
Bath Oldfield Park

Halifax

Boscombe
Billericay
Marlow
Knaresborough
Locks Heath
Southsea
Stoke Newington
Hull Holderness Rd
Whitton
Reading Lower Earley

Bank of Scotland

Edinburgh Tollcross
Galston
Loanhead
Tullos
Edinburgh Dalry Road
Grantown on Spey
Edinburgh Liberton
Turriff
Huntly
Balfron
Kinross
Killin
Auchterarder
Edinburgh Greenside